V. Reed Speas II - Medicare Insurance Agent FL
Office Phone : (239) 288 - 0880 Website Link: www.Medicare-Deductible-F-Agent.comPersonal Email: V.Reed.Speas@gmail.com

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Medicare Supplemental Insurance Plan F

Plan F offers the most complete protection from the “gaps” in Medicare

Medicare provides an excellent form of healthcare. Although there are gaps in Medicare Part A and B coverage. Recipients still have financial risk due to: copayments, deductibles, and coinsurances that Medicare alone does not cover. Medicare supplement plans are offered by private insurance companies to fill in these “gaps” in coverage. The supplement plans currently being issued in Florida are A, C, D, F, G, and M. Plan F is the best coverage available.

Medicare Supplement Plan F covers copayments, deductibles, and co-insurance of a Medicare approved procedures. (Medicare does not cover: plastic surgery, long-term-care, eyeglasses, dental services, etc.) With a Medigap Plan F you will most likely not see a medical bill. When you check into a hospital or go to the doctor for a procedure, you give the Doctor your Medicare card and your Medicare Supplement Plan F card have the work done and that is it. No Bills, No Papers to File, Nothing to Worry about. The Florida Medicare Supplement Plan F is the best Medigap policy available.

Follow the preceding link to Compare Medicare Supplement to Advantage , remember that Medicare Advantage Plans are a substitute for Traditional Medicare coverage


The Florida Medigap Plan F covers:

  • The $1156 Part A initial hospital deductible and the $289 - $578 hospital copayment after day 60.
  • The $144.50 Skilled Nursing copayment from days 21-100
  • The Initial $140..00 Medicare Part B yearly deductible
  • The 20% copayment on medical procedures (This copayment is possibly the most valuable part of Medigap coverage)
  • Any Part B Excess Charges (These charges come from doctors that do not accept Medicare approved billing)
  • Foreign Travel Emergency care


Medicare Supplement Plan F Questions and Answers


1. Does the Medicare Supplement Plan F cover dental or vision?

No, Medicare supplement do not cover dental or vision that is not medically necessary. As a general rule of thumb Medicare supplements cover your portion of Medicare covered procedures.


2. Will my Medicare Supplement Plan F cover the Part B excess fees from the Mayo Clinic in Jacksonville , FL ?

Yes, the Plan F covers the 15% excess fee that other Medicare supplements do not cover.


3. Will the Medicare Supplement Plan F that I purchased here in Florida cover any medical expenses I have while visiting my grandchildren in Ohio?

Yes, with the Medicare Supplement Plan F you can see any doctor anywhere in the United States.


Do you have more questions? visit the website of Reed Speas a Local Fort Myers Insurance Agent

10 Steps to understand Medicare Supplemental Insurance

Medicare Part A - Hospital Insurance is coverage for inpatient hospital care, skilled nursing, hospice and some home healthcare, it can be thought of as room and board.

Medicare Part B - Medical Insurance is coverage for the services of medical professionals and supplies such as durable medical goods.

Medicare Part C - Medicare Advantage is private insurance that you can obtain by dropping traditional Medicare. It is also called Medicare Advantage..

Medicare Part D - Prescription Drug Coverage is insurance coverage that is added to traditional Medicare. It is usually purchased in addition to a Medicare Supplement.
Deciding between Medicare Supplement or Medicare Advantage? Choosing between Medicare Supplement and Medicare Advantage is an important decision we have provided a side by side comparison.

Gaps in Medicare Coverage Medicare part A and B recipients still have out-of-pocket charges in the form of deductibles, copayments, coinsurance, and benefit periods. We have outlined the current out of pocket charges.

Compare the different Medicare Supplement Plans Medicare Supplement plans A, N, and F are the most popular. Depending on your specific needs you may find one of the other plans more beneficial for you.
Medicare Supplemental Plan F is by far the most popular Medigap policy, it is also the most comprehensive covering more than any other plan.

Medicare Part B - Excess Charges are charges above the Medicare approved amount for a procedure, most doctors accept Medicare assignment but some specialists charge 115% of the Medicare approved amount.

Get Quotes for Medicare Supplements in your area click on the previouse link to get quotes for Medicare Insurance products in your area.

**The information on this website is intended for informational purposes only and may change at any time.   Medicare Supplement Advisor and V. Reed Speas himself are not connected with or endorsed by the U.S. government or the federal Medicare program.

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